When is the last time you checked your life insurance policy? Around 82% of the UK take out a policy and never look at it again.

Bee Smarter cares about you and your family. Which is why they are offering one winner the chance to win £400 worth of vouchers to spend at John Lewis, Next or Amazon when you have your life insurance reviewed*.

A trusted consultant will tailor your life insurance policy to suit your needs – and you even get a free will writing service within your review.

Bee Smarter can offer you a policy whereby you pay into the policy, in return for a premium to be paid out on the occasion of your death.

Critical illness cover is often sold alongside life insurance. As such, the two types of cover are quite similar in the way they work. Some Insurance providers have more than doubled their critical illness cover, and will also state how serious the condition must be to trigger a payout. Examples of critical illnesses that might be covered include, strokes although often only if symptoms last for more than 24 hours, heart attacks, certain types and stages of cancer, and some life limiting conditions such as Multiple Sclerosis, Alzheimer’s or Parkinson’s disease. Most policies will also consider permanent disabilities as a result of injury or illness. Critical illness cover only pays out once and then the policy ends but Bee smarter create a trailered package so you would still have life insurance even after a critical illness.

To find out more please visit beesmarter-insurance.com or contact the team on 0131 235 2829.

*Any one can enter* entrants must qualify for life insurance and agree to sharing their data with Bee Smarter so that the team can review or create their life insurance policy.